No social security number? No problem!
If you file taxes with an individual taxpayer identification number (ITIN), you can still qualify for a home loan. These programs are designed for creditworthy borrowers who don't have a social security number but want to buy or refinance a home
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: