Skip providing your tax returns and paystubs and qualify with confidence using your personal/business bank statements!
Being self employed can make qualifying for a mortgage tricky. With a bank statement loan, we look at 12 or 24 months of your personal or business bank statements (or both) instead of just tax returns, so your income is measured by the numbers that really matter. It's flexible, straightforward, and built for business owners and self-employed professionals who want a loan that works as hard as they do.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
